Health Care Reform

The Affordable Care Act (ACA) was enacted with the goal of making health insurance more affordable and accessible for Americans, as well as to lower overall health costs by increasing participation. As of January 2014, health insurance plans are now available from private insurance carriers and through the Health Insurance Marketplace (aka: the Federal and State Exchanges).

What You Need To Know

Under the ACA, all U.S. citizens are required to obtain health insurance, whether through their employer, private insurance companies, or through the Health Insurance Marketplace. Those who fail to obtain insurance may face fees or taxes. Those individuals that cannot afford a plan offered through a private insurer or the Exchange can apply for government assistance online at

Here to Assist You With Your Insurance Needs

Our goal is to find you the best, most affordable health insurance plan available. We are committed to providing the very best customer care.

Providing the Guidance You Need

The federal website can be confusing. Many people have a difficult time determining whether purchasing insurance through the Health Care Exchange or through a private insurance carrier would be better.

We can help cut through the confusion. We have agents licensed in all 50 states that are very knowledgeable about the Exchange and the plans offered there. They can help you make an informed decision and choose the appropriate path that best suits your needs – whether through the Exchange or a private insurer.